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Judge Rules that Katrina Victims' Insurance Policy Doesn't Cover Flood Damage
Leonard v. Nationwide Mutual Insurance. Co.    

August 15, 2006

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  • The Judge’s Order
  • A federal judge in Mississippi rules that the Nationwide Mutual Insurance homeowners' policy purchased by a Gulf Coast couple before Hurricane Katrina excludes coverage for “water and water-borne” damages caused by "flood, surface water, waves, tial waves, overflow of a body of water, [and] spray from these, whether or not driven by wind." The court concluded that “[a]lmost all of the damage to the [plaintiffs'] residence is attributable to the incursion of water.” The legal decision could affect thousands of similiar Nationwide Mutual Insurance policyholders affected by Hurricane Katrina.

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